Texas title & closing
Beycome Title of Texas LLC closes home sales across Texas for a flat closing fee of $299. Title insurance at the state-promulgated rate, underwritten by Old Republic National Title.
What you pay at closing in Texas
Our fee is the closing fee above. The other title costs are set by the state, the county or the insurer, and every one of them is itemized in your quote and on your closing statement.
Texas has no state or county real estate transfer tax. Title insurance premiums are promulgated by the Texas Department of Insurance, so every title company charges the same premium: an owner's policy on a $425,000 home costs $2,386.
By custom in Texas the seller pays for the owner's policy, and the standard TREC purchase contract has a box to say which party pays. The buyer pays for the lender's policy when there is a loan.
If the seller has an existing survey and nothing has changed, Texas lets them sign a T-47 Residential Real Property Affidavit instead of ordering a new survey, when the buyer's lender and the title company accept it.
Licensed in Texas
- Company
- Beycome Title of Texas LLC
- NPN
- 22138490
- Texas license
- 3461702
- Office
- 1800 West Loop South, Suite 1990, Houston, TX 77027
- Phone
- (346) 532-3077
- [email protected]
- Hours
- Mon–Fri, 9am–5pm Central time
- Underwriter
- Old Republic National Title Insurance Company
Selling or buying in Texas?
Sellers can list on the MLS for a $99 flat fee with Beycome, then close with Beycome Title. Buyers can get up to 2% back with the Beycome buyer program. Guide: How to sell your Texas house by owner.
Questions about title in Texas
How much does Beycome Title charge to close in Texas?
A flat closing (settlement) fee of $299 for everyone; prepaying is not offered in Texas. Title insurance premiums are set by the state, so they are the same at any title company; searches, recording fees and taxes are itemized in your 2-minute quote.
Who pays for the owner's title insurance policy in Texas?
By custom in Texas the seller pays for the owner's policy, and the standard TREC purchase contract has a box to say which party pays. The buyer pays for the lender's policy when there is a loan. See who pays in each state.
Do I need a lawyer to close in Texas?
No. In Texas a licensed title agent can run the closing, prepare the documents and disburse the funds. You can still have an attorney review your documents.
I have a contract. How do I open a file with Beycome Title?
Name Beycome Title of Texas LLC, 1800 West Loop South, Suite 1990, Houston, TX 77027, (346) 532-3077, as the escrow agent or title company in your contract, then submit the contract. We confirm the file and order the title search.